Here are five ways you can avoid scammers and keep your finances safe.

It’s hard to believe, but there are two million fraud complaints in the U.S. every year. Many of these scams target people 55 and older. Recently, I’ve dedicated myself to becoming a senior real estate expert, so today I want to discuss five tips to help you avoid scams and protect your wealth: 

1. Always verify the organization. Call them back and make sure who you’re talking to is legitimate. 

2. Be skeptical about urgency. If you have to act immediately, it’s a red flag. If it’s a legitimate offer, you shouldn’t have to be rushed into doing anything. 

“If someone seems desperate about getting your financial information, it’s probably a scam. ”

3. Keep your social media accounts private. Most scams want your information so they can get access to your money. If they have access to your social media, they’re one step closer to having the necessary information to scam you. 

4. Don’t give out your credit card or bank information. If someone seems desperate about getting your financial information, it’s probably a scam. 

5. Always use a credit card. To be safe, try and purchase things with a credit card. This way, if your information is jeopardized, you can dispute the claim and save yourself a ton of money. 

As a bonus tip, sign up for the do-not-call registry. You can find it at www.donotcall.gov. If you register here, you shouldn’t receive sales calls with very few exceptions. 

If you have questions about today’s topic or anything else, please call or email me. I am always willing to help!